The real answer is before the end grain gets below the fiber saturation point. That's about 30% moisture by weight. Once it gets there, it might begin to check if the draw from the interior of the log is less than the loss rate to the atmosphere. As the wood begins to contract with loss of bound moisture, it makes end checks. As they grow into the end of the log, they find moisture, and cease cracking. That's what Al's talking about. The species of wood and the relative humidity will combine to limit the penetration of end checks.
You can tack some plastic or cardboard loosely over the ends, even a heap of wood shavings will help create a continuous draw situation which allows the wood to dry while controlling the checks.
Radial checks, caused by leaving the wood in the round and allowing the exterior to shrink, are not affected by coatings. They're the ones that can ruin your whole piece, so leave the bark on to slow the loss from sapwood, which is wetter than heartwood anyway. Nice breathing shade helps too.
When you take the log up the middle, take a bit of water or mineral spirits to wipe on and examine for heart checks. They start at the pith, and are often very difficult to see. Look at both ends of the piece and try to cut the part of the crack you can see out, even if you have to cut twice, half inch apart. A heart check can close up on you, becoming almost invisible, only to reappear after you've put half an hour into roughing a piece. Been a long time, but had one pop on me yesterday or day before, making a bowl that will have to be an inch shallower.